How to Get Maximum Income Tax Refund in 2025 Under the New Tax Regime
Smart Filing Tips from Taxvocate.com
The New Tax Regime introduced by the
Government of India aims to simplify the tax structure with lower slab rates —
but there’s a catch: most exemptions and deductions are not allowed.
So the big question in 2025 is:
Can you still get a refund under the New Regime?
Yes — and here’s how.
This blog will guide you on how to get the maximum income tax refund while
opting for the New Regime, and how Taxvocate.com ensures you make the best
choice.
First, Understand the New Tax Regime (FY
2024-25)
Income Slab (₹) |
Tax Rate |
0 – 3,00,000 |
0% |
3,00,001 – 6,00,000 |
5% |
6,00,001 – 9,00,000 |
10% |
9,00,001 – 12,00,000 |
15% |
12,00,001 – 15,00,000 |
20% |
Above 15,00,000 |
30% |
✔ Standard
Deduction of ₹75,000 is now available
❌ Most
deductions like 80C, 80D, HRA are not allowed under this regime
How to Maximize Refund Under the New Tax
Regime
Choose the Right Tax Regime Before Filing
If you're a salaried person with limited
deductions, the New Regime may reduce your tax liability. If you have lots of
deductions (like 80C, HRA, home loan), the Old Regime may still be better. Taxvocate.com compares both regimes for you
and files under the one that gives you the highest refund.
Use the ₹75,000 Standard Deduction.
This is the only major deduction allowed
under the New Regime. Make sure it is applied while computing your total
taxable income.
Claim Rebate Under Section 87A (Up to ₹7
Lakh)
If your total income is up to ₹7 lakh, your
tax liability becomes ZERO under the New Regime due to rebate. Tip: Use NPS
contribution or salary structuring to bring income below ₹7L.
Avoid TDS Errors and Overpayment
Many salaried people end up paying extra
TDS under New Regime due to wrong declarations. Taxvocate.com audits your Form
16, 26AS, and AIS to ensure you never overpay.
File the Correct ITR Form and On Time
Use ITR-1 for salary income (if eligible),
ITR-4 or ITR-3 for business/freelancing. File before the deadline to avoid
delays and penalties.
Still Confused Between New and Old Tax
Regime?
Here’s where Taxvocate.com steps in.
We offer:
- A clear comparison report for both tax regimes
- Professional filing service (no guesswork or errors)
- Fast refund processing and post-filing support
- Dedicated help even for freelancers, shop owners, traders
Final Tip
The New Tax Regime works best for those
with simple incomes and fewer investments. But to get the maximum refund,
expert planning is essential.
Let Us Help You Get What You Deserve
Visit Taxvocate.com
Call us today for personalized tax filing and refund support
Filing starts at just ₹499!